Trucks

AUSTRALIA

Financing

Having the right finance partner for your truck matters. One that understands your business and is with you in both good and challenging times. Here are five reasons why Volvo Financial Services is the ideal partner for your truck purchase.

Fast and easy to work with
 

Volvo Financial Services has been the financial services provider for the Volvo Group for over 20 years. We are easy to do business with, you know us from your local dealer and when you need help, we operate fast.

One size doesn't fit all
 

Just like every one of us is unique, your business is too. At Volvo Financial Services, we get that. Want us to adapt your payments to suit your cash flow? Want to make a bigger down payment so your monthly bills are smaller? We are here to help. By getting to know you and understand your business and where it’s headed, we can offer you the best tailored solution. One that meets your needs today, and is flexible enough to carry you confidently into the future.

Your everything-you-need partner
 

Whether you want one truck or a whole fleet, new or used, Volvo Financial Services can make it happen. And not just in terms of the vehicle – we can also provide all the parts and service agreements to keep them working for you and your customers, as well as provide the insurance to protect you. All these benefits are available through your local Volvo Trucks dealer.

With you every step of the way
 

Wouldn’t it be nice if business was always good? Unfortunately, business cycles go up and down, and there may be other obstacles to running your business. We understand and are by your side in challenging times as well as good times. When things do happen, you need support and flexibility from your partner – and that’s what you can expect from us.

A second financing source
 

Your bank credit line is best used to act as a cash flow buffer to your daily activities – not for buying trucks and support services. That’s why having a second line of credit from Volvo Financial Services is a much better way to finance your truck purchase.

Chattel Mortgage

Ownership from day 1

Owning your truck. Payment schedules with maximum flexibility to match cashflow or seasonal needs. That’s what our chattel mortgage is all about. Both the loan and the truck will appear on your balance sheet. And the best part? At the end of the contract you own a truck that has been paid off.

Hire purchase

An easy route to ownership

You want to own your truck through regular and predictive payments? Hire purchase is the answer.  Your truck appears on your balance sheet. And once you've made your final payment, it is yours.    

Finance lease

Tax efficient financing

Finance Lease offers you full use of the vehicle, and provides a hassle-free way to operate a commercial vehicle while charging the payments against taxable profits. As only a first rental is required to start a Volvo Finance Lease, it is an ideal way to expand your business without reducing your capital. Volvo retains legal ownership for the duration of the lease, and you make fixed payments in order to ease cash flow and simplify budgeting.

Operating lease

The worry free solution

No depreciation risks. No disposal risks. No headaches. Monthly payments are booked as costs. At the end of the Operating Lease agreement you simply return the truck to us. We’ll take care of the rest.

Volvo Financial Services does not provide tax or accounting advice.

Customers should consult their tax advisor or accountant about individual circumstances.

* Available at participating Volvo Truck dealerships to approved Business Applicants for new Volvo Truck vehicles on a chattel mortgage or hire purchase, for up to $1.0M amount financed (aggregate per applicant) including GST and on roads, with a minimum 20% deposit (for non-property owner) or nil deposit for property owner, over 60 months (5 years), with nil final balloon payments. See your local Volvo Financial Services representative for applicable interest rates. Eligibility criteria including two years ABN and GST registration, satisfactory tax position, and no adverse credit history apply. Applicant must be an Australian company, Australian citizen, or permanent resident. Terms and conditions, fees and charges apply and are available on request at your dealership. Offer ends 30 June 2022. We may extend or change this offer. Credit provided by Volvo Financial Services, a trading name of Volvo Finance Australia Pty Ltd. ABN 83 071 774 233
^ You should seek specialist tax and accounting advice to ascertain tax eligibility and financial suitability

Want to find out more?

Our finance specialists will help you with a customised solution.
Call or pay them a visit – they’ll find the best package for you.